Life Insurance can protect the most important people in your life and provides financial protection for your family
- It pays a cash lump sum or income if you die
- Personalise your cover to suit your family needs
- Setting up a life insurance policy to look after your family is one of the most thoughtful things you can ever do
Life cover pays a cash sum if you die within the policy term. Policies are generally designed to help families cope with the financial pressure of losing the household's main earner. There are many different varieties of life cover, suiting all sorts of needs.
Your cover can last for a defined period chosen by you (5-50 years) - or for the rest of your life (Whole of Life)
Cover can be just for you, or for you and your partner
Your cover can stay at the same level throughout the term, it can decrease in line with a repayment mortgage/loan - or can even increase in line with inflation over time
You can choose cover to pay out as a lump sum - or as an incomeGet your FREE quote Today
How it works
It pays out on the death of the policy holder during the period insured and is often seen as good value for money
Choose the level of cover you require, and for how many years
If you die within that period, the policy pays out the agreed benefit amount
Many policies include Terminal Illness Cover; an early pay-out if you are diagnosed with one of the illnesses defined in your plan and expected to die within 12 months
You can also opt to have critical illness cover added to your policy, which is designed to provide financial support in the event of you suffering a life changing critical illness. The type of illnesses covered include heart attack, stroke, blindness, cancer, and many more - and can go a long way towards replacing lost earnings or covering the expense of your care in the home.
Do you need to pay off a mortgage or debt if the worst was to happen? Do you have dependents / children?...
Talk to our friendly experts today about Term Assurance and how it will work for your family and loved ones. We can help you to get quick and easy quotes from the UK’s leading insurers, and help you get in place the right policy for your needs.