A simple, affordable way to leave behind a cash lump sum for your loved ones
- Guaranteed Acceptance Life Insurance for anyone aged 50 to 80 who is a UK resident
- Starting from as little as 27pence a day - that's just £8 a month!
- Easy to arrange - No medical needed
- Serious and terminal illness benefits included
- Access to practical and emotional advice and health support services
- Separate rates for smokers and non-smokers
- Contribution available towards funeral costs
- Stop paying your premiums at age 90 but cover continues for life
Guaranteed Over-50s Plans are a popular way to provide a cash lump sum to help with funeral costs, cover unpaid bills or leave an inheritance / legacy payment for children, grandchildren or loved ones.
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Your policy can provide:
- A cash lump sum on death after two years. (Over 50s life cover is not a savings plan and has no cash in value).
- During the first two years if you die of natural causes the policy will pay out 150% of the premiums paid. If you die as a result of an accident it can pay out three times the life cover up to a maximum pay out of £48,000
- 100% of your life cover if you receive a terminal illness diagnosis after 2 years as a policy holder. At this point the policy is closed, the cover will end and you'll get nothing back.
- 20% of your life cover if you are diagnosed with a serious illness after 2 years as a policy holder. This will reduce your life cover and terminal illness benefit by 20%.
Talk to our friendly experts today about Guaranteed Over 50’s Life Cover and how it will work for your family and loved ones. We can help you to get an instant quote, and help you to get in place the best and most affordable policy for your needs.