This type of cover pays out when you're seriously ill

  • A tax-free cash lump sum when you need it the most!
  • Protect yourself and your family against a major health crisis
  • Find a policy that gives you the cover that you need

Not all Critical Illness Cover policies are the same. We will help you choose carefully and it could be one of the wisest purchases you'll ever make, but it's incredibly important to know exactly what you're getting (always check your policy documents)

We'll always find the best cover for YOU!

What’s covered?

According to L&G, 30% of UK employees have no financial back-up in place should they or a loved one be affected by a critical illness, disability, redundancy, salary loss or death. If you’re reading this and thinking this applies to you, we can help you make sure you have that financial back up in place should the worst happen.

Many illnesses can be included on a critical illness policy, and many insurers will provide cover for around 40 different conditions. Generally, if there is a long term impact on your health or lifestyle, you will probably be able to get insurance against it.

All Critical Illness policies will cover you for a certain set of illnesses, but a more comprehensive plan can cover many more conditions. Call us today, and we can help you find the right policy to get the cover you need.

A valuable plan may also cover

Prostate cancer, Lower grades of breast cancer, Angioplasty, Loss of sight, Total permanent disability, Hearing loss, Many specific types of heart attack and cancer, Motor Neurone Disease, Alzheimer's, plus MANY MORE!

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How it works

Critical Illness Cover is usually an add-on to any sort of life insurance, mortgage protection or family protection insurance and pays you a tax-free lump sum if you are diagnosed as having one of the critical illnesses defined in your plan. The cover can help with the costs of care, ongoing medical bills, or unexpected expenses associated with your diagnosis such as travelling abroad for treatment – or even a convalescent holiday to help you recover! It can also cover your financial commitments if you have to stop working due to a major health crisis.

You mustn’t confuse Critical Illness Cover and Terminal Illness Cover, the latter will pay out if you are diagnosed with one of the stated illnesses and are predicted to die within 12 months.

Be aware that your gender, marital status, family history and whether or not you have children can all affect whether or not a policy is right for you.

Choosing the right policy could be vital! - Talk to our friendly experts today about Critical Illness Cover and how it will work for you, covering the conditions that worry you most. We can help you to get quick and easy quotes from the UK’s leading insurers, and help you get in place the right policy for your needs.


Saving you time and money!

Talk to a friendly expert on: 01564 791 119 or get a FREE, no obligation quote today